Our solution · API

A single API for Cameroonian mobile money.

Refraiche is a payment API that connects your application to Cameroon's mobile money operators. A single interface, standardized integrations, and clear documentation for your technical teams.

Supported operators

MTN

MTN Mobile Money

Collection & payout · XAF

Orange Money

Collection & payout · XAF

What you can do

Four operations, one integration.

Collect payments

Incoming deposits from your customers' mobile money.

Make payouts

Outgoing withdrawals to mobile money accounts.

Settle bills

On behalf of your users, in a single request.

Track every transaction

Real-time status via webhooks.

Integration example

One request. One response. One webhook.

Start a collection with a single authenticated REST call. Refraiche immediately returns the transaction status, then notifies you of every change.

Every transaction triggers a webhook notification as soon as it is confirmed or fails, for automated server-side reconciliation.

POST /v1/collect
Authorization: Bearer sk_live_...
Content-Type: application/json

{
  "amount": 5000,
  "currency": "XAF",
  "operator": "mtn",
  "phone": "+2376XXXXXXXX",
  "reference": "CMD-2026-0042"
}

Who is it for?

E-commerce platforms, fintechs, management apps, service providers and any business wanting to collect or pay out funds via mobile money without handling the complexity of operator integrations.

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